In this video, we dive deep into the reality of housing affordability in Ontario using real listings from North York, Barrie, Hamilton, Guelph, and Kitchener. We compare actual 1500 sq ft homes, break down monthly housing costs, and calculate GDS (Gross Debt Service) ratios to show what homeownership really looks like in 2025.
🔍 We cover:
Real-life home prices across 5 cities
Mortgage + tax + utility breakdowns
GDS explained (and why it matters)
Why affordability isn’t just about price
Where the average household can actually afford to live
Spoiler: Even outside the GTA, it’s not as affordable as you think.
💬 Drop a comment below — where would YOU move if you had to buy today?
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00:00 Introduction to Ontario’s Housing Affordability Crisis
00:34 Exploring Affordable Markets: Barrie and Guelph
01:19 Commuting and Lifestyle Choices
01:54 Understanding GDS and Affordability Metrics
02:11 Comparing Housing Costs in Different Regions
02:50 Future Solutions for Housing Affordability
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ABOUT Brian Dorr
I’m Brian Dorr, I have over 30 years in the Commercial Real Estate Industry in Canada and I want to help you LEARN how to invest wisely in this industry. have spent years building deep knowledge of real estate finance. I have worked for CMHC, Canada ICI, CDPQ, MCAP, Quest Capital, Infrastructure Ontario and other private finance corporations. I have experience in underwriting, distressed asset management, and mortgage administration, along with a sophisticated network of relationships with lenders, investors, and borrowers, and this has been a defining factor in the success of my two businesses. Connect with me: https://www.linkedin.com/in/brian-dorr-69a94a114/
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Disclaimer – The views and opinions shared on this channel are for informational and educational purposes only. Brian Dorr does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. Always do your own research and due diligence before investing.
